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长期以来,由于城乡的二元结构,农村社会保障一直处于中国社会保障体系的边缘,许多社会保障项目都将农村人口排挤在外。随着农村人口出生率的下降以及人口城镇化进程的加快,农村人口老龄化速度和程度都高于城市。日益庞大的农村老年人口群体对传统的农村家庭养老方式提出了严峻的挑战,日益小型化的家庭结构使得养老资源的供应与需求之间的矛盾更加突出,加上经济体制改革和经济全球化带来的市场和生活风险的增加,国内发展农村社会养老保障事业的呼声日高。建立和完善农村社会养老保险事业,不仅是农村居民们的迫切愿望,也是市场经济发展本身的客观要求。
For a long time, due to the dual structure of urban and rural areas, rural social security has always been on the verge of China’s social security system. Many social security programs have excluded the rural population. With the declining birth rate of rural population and the accelerating process of population urbanization, the rural population is aging at a higher speed and level than the urban areas. Increasingly large rural elderly population groups pose a serious challenge to the traditional rural family pension system. The ever-smaller family structure makes the contradiction between the supply and demand of pension resources more prominent. Coupled with the economic structural reform and economic globalization The increasing market and living risks come from the day when the domestic development of rural social old-age security is growing louder. Establishing and perfecting the cause of rural social endowment insurance is not only an urgent desire of rural residents but also an objective requirement of market economy development itself.