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浅谈个人住宅贷款风险管理郭晓干一、个人住宅贷款风险的主要表现个人住宅贷款是银行为消费者个人提供用于住房改造、维修或购建住房的贷款，是住房消费过程中所发生的借款行为。由于贷款的对象即住宅的消费者，人数众多，职业和经济状况各不相同，并且他们用贷款购买的住...
On the personal housing loan risk management Guo Xiaogan First, the main manifestation of personal housing loan risk Personal housing loans for consumers to provide personal housing for the housing reform, repair or purchase of housing loans, housing borrowing occurs in the course of consumer behavior . Since the object of the loan is the residential consumer, there are numerous, diverse occupations and economic conditions, and they purchase with a loan to live ...