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商铺按揭与一般的住房按揭有许多不同的地方,其中最大的区别就是以铺养铺。住房按揭是靠借款人本人或家庭的日常收入还款,而商铺按揭一般是依靠租金收入或经营收入还款。为此,在申请贷款、按期偿还、提前还贷等方面都有一些事项要引起注意。如何申请商铺按揭贷款 商铺按揭又叫个人商业用房抵押贷款,借款人向银行申请贷款的用途是购买商铺,并以所购买的商铺作抵押。按照人民银行的规定,目前各家银
There are many different places for mortgage loans and general housing mortgage loans. The biggest difference is the shop price. Housing mortgages are reimbursed by the borrower himself or his family on a daily basis. Mortgages are usually relied on rental income or operating income. To this end, in applying for loans, repayments on schedule, early repayment and other areas have some issues to attract attention. How to Apply for Mortgage Loans Shop loans, also known as personal commercial mortgages, borrowers apply for loans to banks is to buy shops, and to buy the shops as collateral. In accordance with the provisions of the People’s Bank, the current silver