利率市场化背景下的IT建设与战略规划——第十届中国区域性商业银行信息化发展战略高峰年会成功举办

• 出 处: IT经理世界
• 发表日期: 2013年07期
• 关键词: 银行信息化 IT建设 市场化背景 区域银行 发展战略 利率市场化进程 新兴势力 风险监管 金融信息化 中国光大银行

区域性商业银行作为中国金融行业最具活力的中坚力量,在探索中不断前行,日益成为区域经济蓬勃发展时期一个不可或缺的重要力量。随着银行利率市场化进程的不断推进,区域银行、城市商业银行面临的将不仅是“政策红利”缩水、风险监管加大、同业竞争压力持续上升等问题的挑战,还要应对互联网金融等新兴势力的不断侵袭。如何依托于先进的IT

As the most dynamic backbone of China’s financial industry, regional commercial banks are moving ahead in their exploration and are increasingly becoming an indispensable and important force in the vigorous development of the regional economy. With the continuous marketization of bank interest rates, the regional banks and city commercial banks will not only face the challenge of shrinking the “policy dividend”, increasing the risk supervision and increasing the pressure of peer competition, but also tackling the challenges of internet finance Emerging forces such as the constant invasion. How to rely on advanced IT