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作为小微企业融资的新渠道的互联网金融,受到了越来越多的国内外的企业界和金融界的关注。这篇文章主要是针对这一新融资的模式进行研究的。首先,对小微企业融资和互联网金融现状进行了简要的总结;其次,阐述了创新模式的相对优势和重要性;最后,以供需对接融资为标准,将互联网金融和小微企业融资模式分为四种主要模式进行研究。
Internet finance, as a new channel for small and micro enterprise financing, has drawn more and more attention from business circles and financial circles at home and abroad. This article mainly focuses on the new financing model. First of all, it briefly summarizes the status quo of small and micro enterprise financing and Internet finance. Second, it expounds the relative advantages and importance of innovation mode. Finally, based on the financing of supply and demand as the standard, the financing models of Internet finance and small and micro enterprises are divided into Four main modes of research.