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住房公积金的制度设计,既要保障群众住房需求,还要注意分配公平我国现行住房公积金制度在解决职工住房问题、转变住房分配体制等方面发挥了重要作用。但目前住房公积金制度还存在着覆盖率低、缴存比例不规范、差距扩大、保障功能单一等问题,且容易造成新的分配不公,急需进行改革。为3000万职工改善居住条件住房公积金是我国社会受益面最大的住房保障制度,其目的是帮助普通工薪阶层弥补购买力的不足,能够较早、较快地
The system design of housing provident fund must not only protect the housing demand of the masses, but also pay attention to the fair distribution of the current housing provident fund system in our country. It plays an important role in solving housing problems for the employees and changing the housing distribution system. However, at present, the system of housing provident fund still has some problems such as low coverage rate, non-standard deposit ratio, widening of the gap and single function of guarantee, and will easily lead to new unfair distribution and urgently need to be reformed. 30 million workers to improve living conditions Housing provident fund is China’s largest social benefit housing guarantee system, its purpose is to help ordinary working-class to make up for the lack of purchasing power, be able to earlier, faster