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对商业银行来说,产业结构调整的推进过程兼具机遇与风险,商业银行应按照“有保有压、有扶有控”的原则,扩大积极效应,削减消极影响,抓好对重点领域的风险管控,落实风险管理责任,为业务经营的平稳发展保驾护航作为一种介于宏观和微观之间的中观现象,产业结构既是宏观调控下的自然结果,也是微观主体理性选择后的客观呈现。就我国而言,虽然改革开放以来实现了经济的平稳、快速发展,GDP已经跃居全球第二,但原有增长模式疲态日显、难以持续,产业结构方面的一些问题也逐渐暴露,例如第三产业占比仍然偏低、对房地产
For commercial banks, the promotion of industrial structural adjustment combines both opportunities and risks. Commercial banks should expand their positive effects, reduce their negative impacts, and focus their attention on key areas in accordance with the principle of “maintaining capital and controlling inflation” Risk management and implementation of risk management responsibilities and escorting the steady development of business operations as a medium-sized phenomenon between macro and micro. The industrial structure is not only the natural result under the macro-control but also the objective after micro-rational choice Rendered. For our country, despite the stable and rapid economic development since the reform and opening up, GDP has already reached the second place in the world. However, the original mode of growth has become increasingly weak and unsustainable. Some problems in the industrial structure are gradually exposed. For example, The tertiary industry is still low, the real estate