论文部分内容阅读
为了全面地了解四川省银行业住房按揭贷款与住房贷款保险业务的开展情况 ,更好地推动该项业务的健康发展 ,四川省银行业协会、四川省保险业协会联合开展了一次调查。从调查情况看 ,该项业务开展得比较顺利 ,并取得了显著的成效 ,但仍然存在一些较突出的问题 ,需要完善相应的制度办法 ,并加强管理。同时 ,银行、保险协会应充分发挥行业组织的重要作用 ,加强行业自律和行业协调 ,为促进个人住房贷款业务顺利发展做出积极的努力。
In order to fully understand the development of housing mortgage loan and home loan insurance business in Sichuan Province and to promote the healthy development of the business, the Sichuan Provincial Banking Association and Sichuan Insurance Association jointly launched a survey. Judging from the survey, the business was carried out smoothly and achieved remarkable results. However, some outstanding problems still exist, and corresponding institutional measures need to be improved and management strengthened. At the same time, banks and insurance associations should give full play to the important role of trade organizations, strengthen self-discipline and industry coordination, and make positive efforts to promote the smooth development of personal housing loans.