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保险业是现代金融业的重要组成部分,它以特定风险为经营对象,在社会经济的发展中发挥着分散风险的“社会稳定器”的作用。文章着重分析了保险行业协会自律监管与政府监管之间的关系,并由此厘定自律监管的权限范围,以促进自律监管法律制度的发展和完善。
Insurance is an important part of the modern financial industry. It takes a specific risk as its operating target and plays a role of “social stabilizer” in spreading social and economic development. This article focuses on the analysis of the relationship between self-regulation of insurance industry associations and government regulation, and thus determines the scope of the power of self-regulation, in order to promote the development and improvement of self-regulation legal system.