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中国人民保险公司是国家保险公司,在计划经济体制下,既经营保险和再保险商业性保险业务,又执行国家政策办理国家交办的农业保险等政策性保险业务.按照党的十四届三中全会通过的《中共中央关于建立社会主义市场经济体制若干问题的决定》的要求,在人民银行和专业银行转换职能,办成国有商业银行的同时,人民保险公司也要深化体制改革,办成国有商业保险公司.商业保险公司的目标是保险商品化和保险费率市场化.这个转化,是一项艰巨复杂的系统工程,需要逐步创造适应社会主义市场经济体制要求的外部环境和内部环境,需要循序渐进.
PICC is a state-owned insurance company under the planned economy that operates both commercial insurance business of insurance and reinsurance and policy insurance business of agricultural insurance and other state-assigned policies, and according to the Third Plenary Session of the 14th Central Committee of the Communist Party of China Through the “Decision of the CPC Central Committee on Several Issues Concerning the Establishment of a Socialist Market Economic Structure,” the PBC and the specialized banks have also transformed their functions and become state-owned commercial banks. At the same time, the Pincus Insurers should deepen the system reform and become a state-owned commercial The objective of commercial insurance companies is to commercialize insurance and marketization of premium rates.This transformation is a formidable and complicated systematic project that needs to gradually create an external environment and an internal environment that meet the requirements of the socialist market economy and need to be gradual .