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平安人寿于近日推出了一款集分红养老、重疾保障等多重功能为一体的“钟爱一生”完满退休计划。递增领取养老保险金是该计划的第一大特色。公司提供月领及年领两种领取方式供客户选择,养老保险金每三年递增一次,按约定分期给付客户。该计划对每个客户承诺养老保险金保证领取20年,即使走得过早,家人照样可以继续领取剩余未领的养老金,一直可以领到100岁,而且在88岁保单周年日,还为客户准备了一笔与保险金额等值的祝寿金。重大疾病提前给付功能是该组合计划的第二大特色。该计划针对退休之前赚钱养家这段人生关键时期,设计了生命。重大疾病双重保障。即使不幸得了大病,领取重疾保险金之后,客户未来养老保险金的领取也不会受到影响,而且可以豁免本计划主险和长期附加险以后各期应交保险费。另外,该计划还具有保费豁免及分红功能。
Ping An Life recently launched a set of bonus pension, severe illness and other multiple functions as one of the “love life ” full retirement plan. Increasing pension benefits is the number one feature of the program. The company provides two ways of receiving monthly and annual receipts for customers to choose. The pension insurance is increased every three years and is paid to the customers in installments as agreed. The plan promises each client a pledge of 20 years for pensions. Even if they go too early, the family can continue to receive the remaining unspent pensions until the age of 88 on the policy anniversary. The client has prepared a birthday with the same amount of insurance. The preemptive payment for major diseases is the second most important feature of the portfolio. The program designed life for the crucial period of life before retirement to earn money. Double the protection of major diseases. Even if unlucky enough to have a serious illness, after the receipt of disability insurance, the client’s pension insurance will not be affected in the future, and can exempt from the plan of the main risks and long-term additional insurance premiums payable after the various periods. In addition, the plan also has a premium exemption and dividend function.