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消费信贷是近两年来最热门 的话题之一,因为它牵引 着无数步入小康的中国家庭的“汽车梦”、“住房梦”,它意味着一个古老民族消费观念,也是生活方式的巨大变革,它是中国现代化的一大标志。可是当许多中国人开始大胆做梦——“花明天的钱,住今天的房”时,消费信贷却几经沉落,走走停停,使得许多人的梦想又搁置起来。加入WTO,外国银行将凭借强大优势打入中国市场,中国人多了一个圆梦的契机,而中国金融业则不得不为又一场大战积极运筹。
Consumer credit is one of the hottest topics in the past two years because it has drawn “dreams of cars” and “housing dreams” of countless well-to-do Chinese families, implying an ancient national consumption concept and a huge lifestyle change It is a major symbol of China’s modernization. However, when many Chinese began to dare to dream - “spend tomorrow’s money, live in today’s room”, consumer credit has landed, stopped and stopped, leaving many people’s dreams shelved. With the accession to the WTO, foreign banks will enter the Chinese market with great advantages. The Chinese people have more than a chance to realize their dreams. However, the Chinese financial industry has to actively plan for another war.