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数据表明,2001年,全国9亿 农民来自农村信用社的农 业贷款仅相当于城里人的个人住房贷款的1/2左右。 记者最近采访了相对欠发达地区河南、相对发达地区山东和沿海发达地区浙江的农区,广泛接触金融部门、县乡干部、有关专家和农民,了解到农民贷款难已成为严重制约农村经济发展的“卡脖子”问题,农村资金大量“失血外逃”,农业调整结构、农区经济发展缺资金等现象相当普遍,“零贷款村”在不少地方出现。
Data show that in 2001, 900 million peasants nationwide agricultural loans from rural credit cooperatives were equivalent to only about one-half of personal housing loans for urban residents. Recently, the reporter interviewed the rural areas in relatively undeveloped areas of Henan and relatively developed areas in Zhejiang and Zhejiang Province, Shandong Province and the developed coastal areas. They have extensive contacts with the financial sector, county and township cadres, relevant experts and peasants. They learned that it has become difficult for the peasants to loan loans to become a serious constraint on the development of the rural economy There are quite a few “cashless loans” in many areas such as “blooding the country”, “agricultural restructuring” and lack of funds in rural areas.