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用途一:购房。(1)不贷款购房可一次性提取公积金;(2)商业贷款购房可提取公积金用于首付;(3)商业贷款购房可提取公积金偿还本息;(4)公积金(组合)贷款购房可提取公积金偿还本息。用途二:建造、翻建、大修住房。在农村集体土地上建造、翻建、大修自有住房且使用住房贷款的,职工及配偶可申请提取修建房被批准当月之前(含当月)的公积金金额,提取金额合计不超过修建房费用。
Use one: buy a house. (1) Non-loan purchase can be one-time withdrawal of provident fund; (2) commercial loans can be purchased for the purchase of provident fund for down payment; (3) Commercial loans can be purchased from the fund repayment of principal and interest; (4) provident fund Principal and interest. Use two: construction, renovation, overhaul housing. When building, renovating and overhauling their own houses on rural collective land and using housing loans, the employees and their spouses may apply for drawing up the provident fund amount before the building month (including the current month) of the month in which the building was approved, with the total sum not exceeding the cost of building the house.