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当前,巨灾对我国社会财富和农业生产的威胁越来越大,单一的依靠国家财政救济管理巨灾风险的方式已经难以适应经济发展的需求。近10年来,我国每年自然灾害所造成的直接经济损失都在1000亿元以上。2008年,自然灾害造成经济损失11752亿元,政府财政救灾专项转移支付资金603.31亿元;2009年自然灾害造成直接经济损失2523.7亿元,各级政府投入救灾资金140.4亿元。从历年数据看,面对自然灾害,政府财政救助金额一般在直接经济损失的2%左右,2008年、2009年这一比例有所提升,也仅占到5%左右。单纯依靠政府救助来应对损失日益加剧的巨灾风险,收效甚微。从国际社会经验来看,对于巨灾风险的管理
At present, the threat of catastrophe to the social wealth and agricultural production in our country is more and more large. The single way of relying on the state financial rescue to manage the catastrophic catastrophe risk has been difficult to meet the needs of economic development. In the past 10 years, the direct economic losses caused by the annual natural disasters in our country have been above 100 billion yuan. In 2008, the natural disasters caused an economic loss of 1175.2 billion yuan, and the government financed the special transfer of funds for financial relief 60.331 billion yuan. In 2009, natural disasters caused direct economic losses of 252.37 billion yuan, and all levels of government invested 14.04 billion yuan in disaster relief funds. From the historical data, in the face of natural disasters, the amount of government financial assistance is generally about 2% of the direct economic losses. In 2008 and 2009, the proportion increased only about 5%. Rely on government aid to deal with the ever-increasing loss of catastrophe risks with little success. Judging from the experience of the international community, the management of catastrophic risks