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上海从1993年开始试行企业补充养老保险,也即现在所说的企业年金。从全国范围来看,上海的企业年金实施时间长,发展基础也较好,但由于年金配套政策等方面还在探索和实践中,一定程度上影响了企业年金的覆盖率和普及度。截止2009年末,上海企业年金的参保人群占基本养老保险缴费人群的比例不到20%。许多单位和个人对于企业年金还不太了解,常来电咨询建立企业年金到底有何好处、企业年金如何建立、年金计划如何运营管理等方
Shanghai started pilot supplementary pension insurance business in 1993, which is now referred to as enterprise annuity. From a national point of view, Shanghai’s enterprise annuity has been implemented for a long time and has a good foundation for its development. However, due to the exploration and implementation of annuity supporting policies and other aspects, the coverage and popularization of enterprise annuity have been affected to a certain extent. By the end of 2009, the insured population of Shanghai enterprise annuity accounted for less than 20% of the basic pension insurance contributory population. Many units and individuals are not yet familiar with the enterprise annuity, often consulting with the establishment of corporate annuity in the end what are the benefits, how to establish an enterprise annuity, annuity plan and other operations management party