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中国保险市场是世界公认的潜力最大的保险市场之一。未来几年,这一潜力巨大的市场,将全面地向国外开放。如何抓住机遇,迎接挑战与冲击,是中国保险业亟待解决的问题。一、中国保险业面临的发展机遇1、有利于激活潜在需求,扩大中国保险市场国内保险业务从1980年恢复以来,发展速度很快。但是,从总体上看,我国保险业发展水平还远远落后于世界平均水平,总体规模仍然较小。2000年,中国保险密度为15美元,而世界平均水平约为360美元;保险深度不到1.8%,而世界平均水平为6%。在欧美等国家,每年保费收入占国内生产总值的9%左右。
China’s insurance market is one of the most recognized insurance markets in the world. The next few years, this huge potential market, will be fully open to foreign countries. How to seize the opportunities and meet the challenges and challenges is a problem to be solved in China’s insurance industry. I. Opportunities for Development in China’s Insurance Industry 1. Facilitating the activation of potential demand and expanding the insurance market in China Since the recovery in 1980, the insurance industry has enjoyed rapid development. However, on the whole, the development level of China’s insurance industry lags far behind the world average and the overall size is still small. In 2000, China’s insurance density was 15 U.S. dollars, while the world average was about 360 U.S. dollars. Insurance coverage was less than 1.8%, while the world average was 6%. In Europe and the United States and other countries, annual premium income accounts for about 9% of GDP.