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目前工伤保险工作的现状,与市场经济的发展和工业化发展速度还不相适应,主要表现在以下3个方面: 1.工伤保险社会统筹覆盖面不广。覆盖面不广的原因,除外部因素外,主要是工伤保险管理制度本身没有建立与工伤风险相对应的费率机制。目前各地制定的费率档次普遍存在少而粗的现象,因此就达不到费率与风险相关联的目的。其结果,必然使低风险的企业或在相对时期内工伤事故发生率低的企业,不愿参加工伤保险基金社会统筹。
At present, the current situation of work-related injury insurance work is not compatible with the development of the market economy and the pace of industrialization. The work is mainly manifested in the following three aspects: 1. The coverage of social insurance work-pay insurance is not extensive. The reason for not extensive coverage is that except for external factors, the main reason is that the industrial injury insurance administration system itself does not establish a rate mechanism corresponding to the risk of industrial injury. At present, the prevalence of the prevailing rates in all parts of the country is small and crude, so the rate-related risks are not met. As a result, it is inevitable that enterprises with low risks or those with a low incidence of industrial accidents during the relative period will not participate in the social pooling of industrial injury insurance funds.