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随着计算机技术的不断发展,人们已经不再满足于计算机作为交流和沟通的工具,更希望它能够成为网上货币交易的工具。现有情况下,移动支付、云计算、余额宝的出现更促使人们从传统意义上的银行交易过渡到了互联网交易。互联网金融是互联网和金融业相互结合而产生的领域,其发展潜力引起了世界各国金融业的重视。互联网金融依托于网络而存在,所以其交易的速度和便捷程度远远优于银行。但是也由于其依托于互联网,所以在运行中存在很多的问题。本文将重点介绍互联网金融在运行中所存在的一些问题以及互联网金融的模式、特点和对于国际经济形势产生的影响。
With the continuous development of computer technology, people are no longer satisfied with the computer as a communication and communication tool, but also hope that it can become a tool for online currency transactions. Under the current circumstances, the emergence of mobile payment, cloud computing and balance money has prompted people to make the transition from traditional banking transactions to Internet transactions. Internet finance is a combination of the Internet and the financial industry resulting from the development potential of the world’s financial industry has attracted the attention. Internet finance relies on the Internet, so the speed and convenience of its transactions are much better than banks. However, due to its reliance on the Internet, there are many problems in operation. This article will highlight some of the problems in the operation of Internet finance and the patterns, characteristics and impact of Internet finance on the international economic situation.