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金融危机爆发后,我国的科技型中小企业面临的融资困难日益凸显。解决中小企业融资困难的问题,我国启动了一个新型的质押融资制度——知识产权质押融资制度,各地方政府也出台了一系列推进知识产权融资的扶持政策和措施,有力地帮挟了一批科技型中小企业实现产业转型、渡过金融危机的严冬。在金融危机的前提下,我国应抓住制度创新推动技术创新的原理,积极推广和完善知识产权质押融资,由政府牵头,调动银行、评估机构、担保机构以及企业的积极性,为我国科技型中小企业更好地“化危为机”创造有利条件。
After the financial crisis broke out, the financing difficulties faced by China’s small and medium-sized technology enterprises have become increasingly prominent. To solve the financing difficulties of SMEs, China started a new type of pledge financing system - intellectual property pledge financing system, and various local governments also issued a series of supporting policies and measures to promote financing of intellectual property, effectively hiding a number of Technology-based SMEs to achieve industrial restructuring, through the winter of the financial crisis. Under the premise of the financial crisis, our country should seize the principle of system innovation and promote technological innovation, actively promote and improve the intellectual property pledge financing, lead by the government, mobilize the enthusiasm of banks, assessment agencies, guarantee agencies and enterprises for our country’s science and technology small and medium-sized Enterprises to better “Crisis for the machine ” to create favorable conditions.