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当前”看病报销难”仍是许多企事业单位职工的苦恼事.虽然一些城市实行了“住院医疗统筹保险”、“学生住院医疗保险”等,但仍不能解决职工日常医疗存在的诸多问题.杜国富同志这个建议反映了许多人的想法和要求.当然,从保险专业角度看,实行起来问题很多.特别是医药费单据的审查、合理医药费赔偿的控制等,是一大难题.但似乎也不能“因噎废食”.此文仅是个人对医疗保险的设想,本刊予以发表意在广开思路,引起业内业外人士的注意和思考.
The current “reimbursement of hard to see” is still the distress of many employees of enterprises and institutions.Although some cities have implemented the “hospital co-ordination insurance”, “student inpatient health insurance”, etc., but still can not solve the many problems existing in the daily medical staff. Of course, from the perspective of the insurance profession, there are many problems to be put into practice, in particular, the review of medical bills and the control of reasonable compensation for medical expenses, etc. However, it seems that the proposal of Comrade Guofu also reflects many people’s ideas and demands. This article is only an individual envisaged medical insurance, published in this journal is intended to open up new ideas, arouse the attention and thinking of the industry outsiders.