瑞典:全民养老金体系的典范

• 作 者: 周正涛
• 出 处: 金融信息参考
• 发表日期: 2005年02期
• 关键词: 养老金体系 企业年金 养老保险模式 国家养老金 养老金制度 职工退休 个人账户 保证制度 职工个人所得税 职工工资

瑞典是世界上最早建立全民养金体系的国家之一,一度被许多国家奉为学习的楷模。 早在1913年,瑞典议会便通过了国年金法案,规定对所有老人实行没有差别、一视同仁的养老金保证制度。1999年,瑞典实养老金体制改革,建立了一套多层次、多支柱的养老保险模式, 将担子分担在政府和企

Sweden was one of the first countries in the world to establish a national pension system, which was once regarded as a model for learning by many countries. As early as 1913, the Swedish Parliament passed the National Pension Act, which stipulates that there should be no undifferentiated and equal pension guarantee system for all elderly people. In 1999, the Swedish pension system reform set up a multi-level and multi-pillar pension insurance system that shared the burden on the government and enterprises