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次贷危机席卷全美,进而波及全球,以雷曼兄弟为首的国际著名的投资银行纷纷破产,在经济全球化的今天,经济危机波及全球,所以面对金融危机必须有防范措施,虽然这次金融危机对我国影响较小,但我国破产法对金融机构破产的规范还不健全,因此要借鉴美国此次经验,改革我国的破产法以顺应时代发展的趋势,对我国银行破产提供规范,以预防金融机构破产而导致不良后果的产生。
The subprime mortgage crisis swept through the United States and then the whole world. Leading international investment banks led by Lehman Brothers went bankrupt. In economic globalization, the economic crisis has spread all over the world. Therefore, in the face of financial crisis, preventive measures must be taken. Although this financial crisis However, our country’s bankruptcy law is not yet perfect for the bankruptcy of financial institutions. Therefore, we should draw lessons from this experience in the United States to reform our country’s bankruptcy law to conform to the trend of the times and provide a standard for the bankruptcy of our country to prevent the financial Bankruptcy led to the adverse consequences of the institution.