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随着我国多层次医疗保障体系的建立,许多商业保险公司都不失时机推出了若干适合于企业补充医疗保险的商业险种,那么,面对林林总总的保险品种,企业消费者究竟该如何来选择搭配呢?日前,记者就北京市场进行了一番调查,发现不同的商业保险公司大体上都将补充医疗保险的项目分为基本部分和可选部分。按照北京市的有关规定,基本部分的项目是任何一家参加补充医疗保险的企业都必须投保的,它包括三块内容:
With the establishment of China’s multi-level medical insurance system, many commercial insurance companies have seized up the opportunity to launch a number of commercial insurance products that are suitable for enterprises to supplement medical insurance. So, in the face of numerous insurance varieties, how should the enterprise consumers choose to match? Recently, the reporter conducted a survey on the Beijing market and found that different commercial insurance companies generally divided the items that supplement medical insurance into the basic part and the optional part. According to the relevant provisions of Beijing, the basic part of the project is any one to participate in supplementary medical insurance companies must be insured, which includes three elements: