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随着社会信息化的快速发展,原本在互联网等其他行业普遍存在的机房外包托管模式近几年来也开始向金融行业拓展。这种情况在第三方支付行业尤为明显,被调查的北京地区53家支付机构中,有41家生产机房为托管在专业化数据中心服务提供商,比例高达77.4%。本文通过对北京地区的56家商业银行机房运营模式进行调查统计,特别研究了某股份制银行北京分行的核心生产机房外包实例,分析探讨金融行业核心生产机房外包托管模式的利弊所在,并在制度政策方面提出一些建议。
With the rapid development of social informationization, the housing outsourcing custody model, which was originally prevalent in other industries such as the Internet, has also started to expand into the financial industry in recent years. This situation is particularly evident in the third-party payment industry. Of the 53 payment institutions in the surveyed Beijing area, 41 were manufacturing facilities for hosting specialized data center service providers, accounting for 77.4% of the total. In this paper, 56 commercial banks in Beijing area computer room operating mode survey statistics, especially a branch of Beijing Branch of a joint-stock bank core production room outsourcing instance analysis of the financial industry core production room outsourcing hosting mode advantages and disadvantages, and in the system policy Put forward some suggestions.