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1.个人信用中介机构:社会信用管理的发展趋势有三个:第一、从提供产品向咨询服务转化;第二、信用管理的外包服务;第三、利用数据库开发市场。银行在对个人信用评定的同时,可以参考或委托个人信用中介机构的数据来对申请信用卡的用户进行个人信用评定,由此也可以解放人力、物力,把其重点放到服务领域中。2000年7月1日,上海成立了全国第一个专业性的个人信用中介机构——上海资信公司,并正式开通了个
1. Personal Credit Agency: The development of social credit management has three trends: first, from the provision of products to advisory services; second, credit management outsourcing services; third, the use of database development market. Bank credit rating at the same time, you can refer to or commission personal credit intermediary data to credit card users to apply for personal credit rating, which can also liberate manpower and material resources, and put its focus on service areas. July 1, 2000, Shanghai set up the country’s first professional personal credit intermediary - Shanghai Credit Corporation, and officially opened a