论文部分内容阅读
近年来,随着金融保险集团的不断涌现,对金融集团的监管、经营效率评估、风险管控逐渐成为理论和实务界关注的热点。尤其是国际金融危机爆发以来,一些大型金融保险集团在危机中暴露出的效率低下和管理漏洞等问题,进一步引起了人们对金融保险集团的重视。本文试图从效率评估的角度入手,分析影响我国保险集团效率的因素,并据此提出有关对策建议。
In recent years, with the continuous emergence of financial and insurance groups, supervision and management of financial conglomerates, operational efficiency assessment and risk control have gradually become the focus of attention both in theory and practice. Especially since the outbreak of the international financial crisis, some large-scale financial and insurance groups exposed the problems of inefficiency and management loopholes in the crisis, which further aroused people’s attention to the financial insurance group. This paper attempts to start from the efficiency evaluation point of view, analyze the factors that affect the efficiency of China’s insurance group, and put forward relevant countermeasures and suggestions accordingly.