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通过建立商业贿赂影响金融资源配置路径和效应的逻辑模型,可以得出金融机构因为商业贿赂现象的存在,使得金融机构在企业信贷的两阶段模型中,均不会做出理性决策,而致使两阶段收益不确定性增加,且总值均减少,甚至为零的结论,尤其对于农村企业金融资源分配的不均衡性进一步加大。因此,应通过建立完善的制度,加强分管部门自律性,创建良好的社会环境等手段减少商业贿赂对金融资源配置的负面影响。
Through the establishment of a logical model of the impact of commercial bribery on the path and effect of financial resources allocation, it can be concluded that because of the existence of commercial bribery, financial institutions will not make rational decisions in the two-stage model of corporate credit, The conclusion is that the uncertainties in the returns of the stage increase, and the total value decreases or even decreases to zero. In particular, the imbalance in the distribution of financial resources in rural enterprises is further aggravated. Therefore, we should reduce the negative impact of commercial bribery on the allocation of financial resources through the establishment of a sound system, strengthening the self-discipline of the departments in charge and creating a favorable social environment.