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使用2013年中国健康与养老追踪调查数据,在用断点回归方法控制养老保险制度对退休行为的影响的基础上,建立Probit模型考察了不同婚姻状态对我国城镇女性退休行为的影响。研究发现:(1)达到养老金领取资格使城镇女性的退休概率显著提高了17.8个百分点;(2)在养老保险政策对城镇女性退休行为施加影响的条件下,与未婚的女性相比,有配偶的、离异的以及丧偶的城镇女性退出劳动力市场的可能性均显著下降;(3)城镇女性的退休决策也受到年龄、受教育程度、健康、个人经济收入、兄弟姐妹人数、子女收入等因素的影响。这为今后调整退休政策提供了依据。
Using the data of China Health and Elderly Tracing Survey 2013, we use the break-point regression method to control the impact of the pension insurance system on the retirement behavior and establish a Probit model to examine the impact of different marital status on the retirement behavior of urban women in China. The findings are as follows: (1) The eligibility of pensioners has significantly increased the probability of retirement of urban women by 17.8 percentage points; (2) Compared with unmarried women, pension insurance policies have an impact on the retirement of urban women (3) The retirement decision-making of urban women is also affected by factors such as age, educational attainment, health, personal economic income, number of siblings and children’s income, etc. Impact. This provides the basis for adjusting the retirement policy in the future.