论文部分内容阅读
利率市场化是我国金融改革的重要内容。中国早期的改革侧重于理顺商品价格。20世纪90年代后期以来,开始强调生产要素价格的合理化与市场化。资金是重要的生产要素,利率是资金的价格,利率市场化是生产要素价格市场化的重要方面。中国的利率市场化是在借鉴世界各国经验的基础上,按照党中央、国务院的统一部署稳步推进的。总体思路是先货币市场和债券市场利率市场化,后存贷款利率市场化。
Marketization of interest rates is an important part of China’s financial reform. Early reforms in China focused on rationalizing commodity prices. Since the late 1990s, the emphasis has been placed on rationalizing and marketizing the prices of factors of production. Capital is an important factor of production, interest rate is the price of capital, and the marketization of interest rate is an important aspect of market-oriented price of production factors. The marketization of interest rates in China is based on the experience of all countries in the world and steadily promoted in accordance with the unified arrangements of the Central Party Committee and the State Council. The general idea is to market the interest rate of the money market and the bond market first and to market the interest rate of post-deposit and lending.