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随着老龄化社会的到来,我国养老保险问题已经日益引起政府、学者和社会各界的关注。但是,养老保险制度中存在的性别差异却一直受到忽视。相比于男性来说,女性养老保险的覆盖率和养老金的受益水平都较低,使得老年女性陷入贫困的概率远高于男性。鉴于此,本文从社会性别视角对我国现行养老保险政策进行分析,指出了养老保险政策在计发办法与待遇水平上存在性别盲点,损害了女性养老金的利益分配,进而提出在构建和谐社会的进程中,将养老保险制度纳入性别视角,有利于进一步完善我国的养老保险制度。
With the advent of an aging society, the issue of pension insurance in our country has increasingly drawn the attention of the government, academics and the community. However, gender differences in the pension insurance system have been neglected. Compared with men, women’s pension coverage and pension benefits are low, making the probability of older women into poverty is much higher than men. In view of this, this article analyzes the current pension insurance policy in our country from the perspective of gender, points out that there is a gender blind spot in the pension insurance policy and the treatment level, damages the benefit distribution of the female pension, and then proposes that in building a harmonious society In the process, integrating the pension insurance system into the gender perspective is conducive to further improving the pension insurance system in our country.