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农业发展银行要实现其银行属性,达到保本微利的经营要求,就必须:正确认识“政策性”与“效益性”关系,走出认识误区这里要明确两点:其一,农业发展银行虽属政策性银行,但必竟是银行,具有银行的基本属性。贷款要坚持有偿使用,有借有还,按期归还,还本付息的原则。农业发展银行要在坚持政策性的前提下,坚持资金的安全性、效益性、流动性原则;其二,农业发展银行既要为实施国家产业政策服务,经营上要坚持保本微利的经营原则,这是农发行的性质所决定的,也是国家设立农发行的目的所在。农业发展银行在执行政策和提高效益的关系上,执行政策是前提,实现
If it is necessary for the Agricultural Development Bank to realize its banking attributes and achieve the operating requirements of preserving the interests of a small amount of capital, it must: correctly understand the relationship between “policy” and “efficiency” and go out of misunderstandings here: First, agriculture development Although the bank is a policy bank, but it is actually a bank, with the basic attributes of the bank. Loans to insist on paid use, there are borrowed, scheduled return, debt service principle. The Agricultural Development Bank should insist on the principle of safety, profitability and liquidity of funds on the premise of maintaining the policy; secondly, the Agricultural Development Bank should not only serve the implementation of the national industrial policy but also adhere to the operating principle of preserving the interests of small profits, This is determined by the nature of the Agricultural Development Bank, but also the purpose of establishing the Agricultural Development Bank. Agricultural Development Bank in the implementation of policies and improve the effectiveness of relations, the implementation of the policy is the premise, to achieve