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小额贷款公司这种以贷款为主要业务的工商企业正在我国蓬勃发展。但在被越来越多的人接受的同时,小额贷款公司却存在着定位略显偏颇,资金来源渠道过窄造成资金短缺,政府对其征税过多,盈利有限,未接入征信系统,存在一定经营风险,以及未来发展方向不明确等问题,这些问题都需要我们深入思考。
The small and medium-sized loan companies, which take loans as the main business, are booming in our country. However, it is accepted by more and more people at the same time that the micro-lending companies exist a bit biased positioning, a shortage of funds due to too narrow sources of funds, excessive taxation by the government, limited profitability and lack of access to credit System, there is a certain business risk, and the future direction of development is not clear and other issues, these issues require our in-depth thinking.