论文部分内容阅读
2008年金融危机后,国际巴塞尔委员会深刻吸取危机带来的教训,于2010年12月发布了《巴塞尔协议Ⅲ》,为了进一步深化中国银行业的国际化征程,便于国际间银行的竞争与交流,维护银行业的稳健经营,中国银监会在《巴塞尔协议Ⅲ》的基础上出台了专门针对国内银行的《商业银行资本管理办法(试行)》(以下简称《新资本管理办法》)也称中国版《巴塞尔协议Ⅲ》,并于2013年1月1日正式实施。本文主要是介绍中国实施《新资本管理办法》的背景和一些相较于国际标准的中国特色之处。
After the 2008 financial crisis, the International Basel Committee draws lessons from the crisis profoundly and released Basel III in December 2010. In order to further deepen the internationalization of China’s banking industry and facilitate the competition among international banks Exchange and safeguarding the sound operation of the banking industry, the CBRC issued the “Measures for the Capital Management of Commercial Banks (Trial)” (hereinafter referred to as the “Measures for the Administration of New Capital”) on the basis of the “Basel III” Chinese version of “Basel III”, and in January 1, 2013 formally implemented. This article mainly introduces the background of China’s implementation of the Measures for the Administration of New Capital and some Chinese characteristics compared with international standards.