中国工商银行汽车消费贷款指南

• 出 处: 广西质量监督导报
• 发表日期: 1999年03期
• 关键词: 汽车消费贷款 中国工商银行 人民银行 担保贷款 借款人 贷款人 财产抵押 贷款条件 国内汽车生产 贷款证

一、汽车消费贷款简介１、汽车消费贷款汽车消费贷款是指贷款人向申请购买汽车的借款人发放的人民币担保贷款。经中国人民银行银复［１９９８］３８１号文件批准，中国工商银行自１９９８年１１月开始，在人民银行批准的试点范围之内，按照“部分自筹、有效担保、专款专用...

First, the introduction of auto consumer loans 1, auto consumer loans Auto consumer loans refers to the lender to apply for a car loan borrowers issued RMB secured loans. As approved by Document PBF [1998] No. 381 of the People’s Bank of China, ICBC commenced operation in November 1998 and within the scope of the pilot project approved by the People’s Bank of China, according to the principle of "partial self-raising, effective guarantee and earmarking ...