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本文通过引入美国利率市场化的进程和影响,对比中国利率市场化的进程,讨论了我国利率市场化发展情况和前景。并着重着眼于利率市场化对居民和银行业带来的影响。
By introducing the process and impact of the marketization of the interest rate in the United States, this paper compares the marketization of China’s interest rate and discusses the marketization of interest rate in our country and its prospects. And focus on the impact of interest rate liberalization on residents and the banking industry.