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民营中小企业融资难是影响企业发展后劲的重要问题。融资难主要表现为企业外部融资约束力较大、融资成本高、民间融资活动缺少相关规范。存在问题的原因主要在于货币政策方面、法律保护方面、企业素质方面。破解这些难题,需要积极扶持和创造融资环境、完善融资服务体系、提升企业自身经营管理素质。
Private SME financing is difficult to affect the development of enterprises an important issue. Financing difficulties are mainly manifested in the larger external financing constraints, high financing costs and lack of relevant norms in private financing activities. The main reasons for the problems lie in monetary policy, legal protection, and enterprise quality. To solve these problems, we need to actively support and create a financing environment, improve the financing service system and enhance the quality of our own operations and management.