论文部分内容阅读
随着我国经济的快速发展,中小企业在经济社会发展中的作用和地位日益增强。然而,资金不足、融资困难一直是制约其发展的首要问题。自2008年金融危机爆发以来,各类中小企业销售量急剧下降,资金链断裂,甚至倒闭的情况频频发生,中小企业融资难的问题也再次加剧。本文分析了后金融危机下中小企业融资难的形成原因,并创新性地提出了建立产业集群、建设信用体系等解决办法,借以支持中小企业健康、持久的发展。
With the rapid economic development in our country, the role and status of SMEs in economic and social development have been increasingly enhanced. However, insufficient funds and difficulties in financing have always been the primary problems that restrict their development. Since the outbreak of the financial crisis in 2008, sales of various types of SMEs have plummeted. Breakdowns in the funding chain and even bankruptcies have taken place frequently. The problem of financing difficulties for SMEs has also intensified once again. This article analyzes the reasons for the formation of financing difficulties for small and medium-sized enterprises (SMEs) after the financial crisis and proposes innovative solutions to establishing industrial clusters and building a credit system so as to support the healthy and long-term development of SMEs.