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农村信用社是联系广大农民的金融纽带。如何处理好金融市场化和服务“三农”二者的关系至关重要?四川省级文明单位——四川省内江市东兴区农村信用联社坚持发展农业、服务农民、服务农村经济的“三农”方针,提高信贷资产质量,在农村金融工作中成效突出。2001年全年共收回不良贷款7718万元,截止2001年12月31日止,各项存款余额为41428万元,各项贷款余额50023万元,比年初上升3868万元,其中农贷款余额占各项贷款余额的76％,农业贷款净增4331万元,增长12％,农贷净投放比104％。累计发放贷款36166万元,发放小额信用贷款证9.2万个,农民贷款户7.7万户,农户贷款面达到45％,下乡送贷到户资金12350笔,金额为476万元。
Rural Credit Cooperatives are the financial link that connects vast numbers of peasants. How to handle the relationship between financial marketization and serving the “three rural” issues? The provincial-level civilized unit in Sichuan Province - Dongxing District Rural Credit Union of Neijiang City, Sichuan Province, insisted on the development of agriculture, peasants and rural economy Agricultural "policy to improve the quality of credit assets, outstanding achievements in rural financial work. In 2001, a total of 77.18 million yuan of non-performing loans were recovered. As of December 31, 2001, the balance of various deposits was 414.28 million yuan, with various loan balances of 500.23 million yuan, an increase of 38.68 million yuan over the beginning of the year, of which the balance of agricultural loans 76% of the loan balance, a net increase of 43.31 million yuan in agricultural loans, an increase of 12%, the net agricultural loan put in 104%. A total of 361.66 million yuan loans were issued, issuing 92,000 microcredit loan certificates, with 77,000 farmers’ loans and 45% loans to farmers, and 12,350 loans to rural residents, amounting to 4.76 million yuan.