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企业集团的信贷风险是与其经济特征紧密关联的,商业银行了解集团客户的经济特征和信贷风险这两方面属性是有效进行风险管理的基本前提。
The credit risk of enterprise groups is closely related to their economic characteristics. Commercial banks’ understanding of the economic characteristics and credit risk of group customers are the basic preconditions for effective risk management.