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英国养老金制度改革特别强调养老金者贫困的消除,促进养老金制度的公平,强调个人养老保险的经济责任,促进养老储蓄的增加和加强规制。目标是建设一个强化个人责任、公平、简化、负担得起和可持续性的养老金制度。我国不可能也不能照搬英国的制度。但其中有若干经验值得借鉴,特别是有关加强个人的责任,鼓励民众为未来的退休增加储蓄,最低所得保障、注重对弱势阶层的保护、延后退休等措施,可为我国进一步改革与完善养老金制度提供参考。
The reform of the UK pension system places special emphasis on eliminating the pensions of the pensions, promoting the fairness of the pensions system, emphasizing the economic responsibility of individual pensions, promoting the increase of pensions and strengthening the regulation. The goal is to build a pension system that reinforces individual responsibility, fairness, simplicity, affordability and sustainability. Our country can not and can not copy the British system. However, some of these experiences are worth learning. In particular, measures to strengthen individual responsibility, encourage people to save more for their retirement in the future, safeguard their minimum income, pay attention to the protection of disadvantaged groups, and postpone their retirement can provide a platform for our country’s further reform and improvement of the aged Gold system for reference.