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我国小微金融产业正处在一个快速发展的阶段,本文在国家金融改革的大背景下,立足于湖南省小微金融业务发展实际,从金融服务的广度和深度分析了湖南小微金融发展现状及存在的问题,提出了利用互联网将P2P民间网络融资平台融入小微金融、服务范围上注重发展乡镇地区、服务方式上通过营销升级、电子化操作来创新发展湖南小微金融。
China’s small and micro financial industry is in a rapid development stage. Under the background of the national financial reform, based on the development of small and micro financial business in Hunan Province, this paper analyzes the status quo of small and micro financial development in Hunan from the breadth and depth of financial services And existing problems, put forward to use Internet to integrate P2P private network financing platform into small and micro finance, and focus on the development of townships and townships in the scope of services. The service mode is to promote the development of small and micro finance in Hunan through marketing upgrading and electronic operation.