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住房公积金是单位及其在职职工缴存的长期住房储金,是住房分配货币化、社会化和法制化的主要形式。住房公积金制度是国家法律规定的重要的住房社会保障制度,具有强制性、互助性、保障性。单位和职工个人必须依法履行缴存住房公积金。职工个人缴存的住房公积金以及单位为其缴存的住房公积金,实行专户存储,归职工个人所有。住房公积金制度实际上是一种住
Housing provident fund is a long-term housing deposit paid by the unit and its employees, which is the main form of monetization, socialization and legalization of housing distribution. Housing provident fund system is an important social security system of housing stipulated by national law, which is mandatory, mutual aid and supportive. Individuals and employees must fulfill their obligations to pay housing provident fund. The individual housing provident fund paid by employees as well as the housing provident fund paid by the units shall be stored in special accounts and shall be owned by the employees themselves. Housing provident fund system is actually a kind of living