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近年来,在互联网技术快速发展和金融行业越来越成熟条件下,一种新型的金融模式正在兴起并得到高速的发展,这就是互联网金融模式。简单来说,互联网金融是指金融机构与互联网企业利用互联网技术和信息通信技术实现资金融通、支付、投资和信息中介服务的新型金融业务模式。我队成员结合自身所学专业优势,遵循“银校合作开展金融知识宣讲、爱心奉献服务地方经济”的宗旨,针对互联网金融在保定市社区进行了主题为“青春志愿伴我行,金融服务惠民生”互联网金融知识的宣讲活动。我们从互联网金融的发展背景及现状开始,通过查阅资料分析互联网金融模式的优缺点,并对互联网金融未来发展提出合理化建议。
In recent years, with the rapid development of Internet technology and the maturing of the financial industry, a new type of financial model is emerging and has been rapidly developed. This is the Internet financial model. In short, Internet finance is a new type of financial business model in which financial institutions and Internet companies make use of Internet technologies and ICTs to finance, pay, invest and information intermediary services. The members of our team, combined with the professional advantages they have learned, followed the principle of “cooperation between banks and colleges in conducting financial knowledge, love and devotion to serve the local economy” and carried out the theme of “Internet for Youth in Baoding Community” Financial services benefit people’s livelihood "Internet financial knowledge preaching activities. Starting from the background and current situation of Internet finance, we analyze the advantages and disadvantages of the Internet financial model by referring to the information and put forward reasonable suggestions on the future development of Internet finance.