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风险投资机制和银行贷款机制的差别在于: 首先,银行贷款讲求安全性,回避风险;而风险投资却偏爱高风险项目,追逐高风险后隐藏的高收益,志在管理风险,驾驭风险。 其次,银行贷款以流动性为本;而风险投资却以不流动性为特征,在相对不流动中寻求增长。 第三,银行贷款着眼于企业的现状;企业目前的资金周转和偿还能力;而
The difference between the venture capital mechanism and the bank lending mechanism lies in the following aspects. Firstly, bank loans emphasize safety and avoid risks. However, venture capital prefers high-risk projects and pursues high-hidden interests after high-risk ones. It aims to manage risks and manage risks. Second, bank loans are liquidity-based; while venture capitalists are characterized by non-liquidity and seek growth in relative lack of liquidity. Third, bank loans focus on the status quo of enterprises; the current capital turnover and repayment ability of enterprises; and