论文部分内容阅读
中国人民银行关于调整金融机构存、贷款利率的通知》(银发[2004]251号)放宽了金融机构贷款利率浮动区间,农信社贷款利率仍实行上限管理,最大上浮系数为贷款基准利率的2.3倍,贷款利率下浮幅度不变。由于央行赋予了农信社比以前更大的利率浮动权,而目前的农信社内控制度建设上还存在若干薄弱环节,对农信社利率浮动(主要指贷款利率浮动)加以规范和控制显得尤为迫切。否则,浮动
People’s Bank of China on the adjustment of deposit and lending rates of financial institutions, "(Yin Fa [2004] No. 251) relaxed the floating range of lending rates of financial institutions, the rural credit cooperatives loan interest rate is still capped, the maximum floating coefficient of loan benchmark interest rate of 2.3 Times, lending rates remain unchanged. As the central bank has given RCCs more floating interest rates than before, the current RCCs ’internal control system still has some weak links. It seems that the RCCs’ interest rate fluctuations (mainly referring to the floating of loan interest rates) are regulated and controlled Particularly urgent. Otherwise, float