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保险行业协会作为沟通监管部门和保险机构、保险市场的桥梁和纽带,可以在建立从业规范、强化资格管理、开展自律监管、维护运行机制、推进行业制度和服务创新等方面发挥更大作用。保险监管必须遵循保险业发展的客观规律,把监管“不该管、管不了、管不好”的职能转移给行业协会,从而有利于更好地发挥保险行业协会的职能和作用,促进人身保险市场健康、有序发展。
As a bridge and link between the regulatory authorities and the insurance institutions and the insurance market, the insurance industry associations play a greater role in establishing professional norms, strengthening qualification management, carrying out self-regulatory regulation, maintaining operational mechanisms, and promoting the industrial system and service innovation. Insurance supervision must follow the objective laws of the development of the insurance industry and transfer the functions of supervision, “should not be in charge of, not in control, not in good condition” to the trade associations so as to give better play to the functions and roles of the insurance associations and promote Life insurance market is healthy and orderly development.