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美国银行简介 美国银行提供的服务,它几乎提供了包括金融业的所有服务种类,并且基本上可以在线提供所有的业务,也就是说,所有的业务都可以通过Intenet在网络上处理。通过采用现代信息科学技术,它已经领先同行一步跨入电子商务时代。现在让我们先来了解一下美国银行。 美国银行是由A.P.Giannini先生于本世纪初在洛杉矾创立的。经过一百多年的发展,美国银行现已发展成为设备最先进,规模排名全美第五的银行(按1997年12月31日的市场资本计算)。它现在为个人、公司和中小型企业以及政府机构提供各种金融衍生产品和金融服务。它在世界各地拥有38个办事处,主要集中在环太平洋地区。1997年美国银行进行了机构重组,把主要目标放在两个核心业务上,即全球零售商和批发商。 美国银行在向零售商提供金融服务和向中小企业提供金融服务方面是一直处于
Bank of America Introduction Bank of America provides services that provide almost all types of services, including the financial industry, and can basically provide all services online. That is, all businesses can be handled on the Internet through Intenet. By adopting modern information science and technology, it has already stepped into the e-commerce era with one step ahead of its peers. Let us first look at the Bank of America. Bank of America was founded in Los Angeles at the beginning of this century by Mr. A. P. Giannini. After more than one hundred years of development, U.S. banks have now developed into the most advanced and ranked fifth bank in the United States (calculated as market capital of December 31, 1997). It now provides a variety of financial derivatives and financial services for individuals, companies, SMEs, and government agencies. It has 38 offices around the world, mainly in the Pacific Rim. In 1997, U.S. Banks reorganized their institutions and focused their efforts on two core businesses, namely global retailers and wholesalers. Bank of America has always been in providing financial services to retailers and providing financial services to SMEs.