论文部分内容阅读
随着保险体制改革的不断深入,我国保险市场形成了以中保集团为主体,平安保险公司、太平洋保险公司及外资保险公司多家机构并存的局面,为发展和完善我国保险市场,保障经济补偿发挥了积极有效的作用。目前,我国保险市场还处于初始发展阶段,《保险法》颁布实施两年来,保险业的发展已有法可依,但随着保险市场的形成,竞争能力、经营方式都发生了很大变化,同时也出现了保险公司不遵守经营规则、无序竞争、内控管理不严、违规运用资金等问题。保险业是金融体系的组成部分,保险业的发展,也要防止业务盲目扩张,管理落后所带来的经营
With the continuous deepening of the reform of the insurance system, the insurance market in our country has formed a coexistence of a number of agencies including the PICC Group, the Ping An Insurance Company, the Pacific Insurance Company and the foreign-funded insurance companies. In order to develop and perfect the insurance market in our country and ensure the economic compensation Play a positive and effective role. At present, the insurance market in our country is still in the initial stage of development. Two years after the promulgation and implementation of the Insurance Law, the development of the insurance industry has been established. However, with the formation of the insurance market, great changes have taken place in the competitiveness and mode of operation. Also appeared in the insurance company does not comply with business rules, disorderly competition, internal control lax, illegal use of funds and other issues. The insurance industry is an integral part of the financial system. The development of the insurance industry should also prevent the businesses from blind expansion and management from being backward