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1 加速建立和完善我国房地产金融制度1.1 房地产金融制度已初步建立,但仍不能适应房地产业发展的需要。房地产金融是我国住房制度改革的产物,1987年在房改试点城市烟台和蚌埠成立了住宅储蓄银行,为房改筹集专项资金,随后,其它地区的金融机构也纷纷开展房改金融业务。根据国务院和人民银行的文件
1 Accelerate the establishment and improvement of China’s real estate financial system 1.1 The real estate financial system has been initially established, but still can not meet the needs of the development of the real estate industry. Real estate finance is the result of the reform of China’s housing system. In 1987, the PBC set up a residential savings bank in Yantai and Bengbu, China’s real estate reform houses, and raised special funds for housing reform. Subsequently, financial institutions in other regions also carried out housing reform financial business. According to the State Council and the People’s Bank documents